Important Information.

TMx Limited receives commissions from the relevant insurer if you take out a policy. The amount of the commission depends on the provider and product chosen. The commissions are shared with employed advisers (who are paid a salary and are eligible to receive incentive payments if a certain level of overall performance is achieved based on factors such as good conduct and client care, as well as meeting volume targets) and contracted advisers.  Advisers who hold shares in TMx (directly or indirectly) may receive commissions indirectly in the form of drawings and dividends.

A provider may pay a fee for any referrals for fire and general insurance. From time to time, product providers may also reward us for the overall value of the business we refer to them. They may give us tickets to sports events, hampers, or other incentives.  

To ensure that our financial advisers prioritise our clients’ interests above their own, we follow an advice process that ensures our recommendations are made on the basis of each client’s goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest. We maintain registers of conflicts of interests, and the gifts and incentives we receive. TMx monitors these registers and provides additional training where necessary. TMx undertakes compliance audits, and an annual review of our compliance programme is undertaken by a reputable compliance adviser.