As much as we love getting you into your first home, dream home or investment property, we also love protecting you from any future event that could stop you reaching your goals.
At TMx our knowledge of insurance options in New Zealand is extensive. We are able to connect you with a solution that fits your needs and your lifestyle. We also know that the true value of a quality adviser is at claim time. We help our clients ensure they have certainty, control and cash, so that the right money goes into the right hands, at the right time.
Life cover provides a lump sum if you are diagnosed as terminally ill or die prematurely. This policy can help to clear debts and funeral expenses as well as providing income for a spouse or ongoing income for your children′s education or until they are financially independent.
Trauma insurance is designed to pay you a lump sum if you get diagnosed with a traumatic or critical event, such as a heart attack, cancer or stroke. This policy helps to cover living costs, replace your income, pay off debt or pay for medical treatment eg. non−pharmac drugs.
Income protection is a monthly benefit paying up to 75% of your income if you are unable to work due to illness or injury. You are more likely to be off work from an illness than an accident. ACC will not cover you for illness − Income Protection insurance will ensure you are provided for.
We love this type of insurance because it protects the mortgage we′ve arranged so carefully for you. It′s a simple monthly benefit designed to pay your mortgage if you become unable to work due to illness or injury. This policy generally pays on top of any ACC entitlements and fits alongside other income protection plans.
Redundancy insurance will pay you a monthly benefit if you are made redundant. In uncertain times, it is vital
to know that your income can be protected whatever may happen − true peace of mind for you and your family.
Business Overheads insurance will cover the overheads of your business, if the person covered is unable to work due to illness or injury. Often the overheads can quickly burden a business if a medical event occurs − it′s another great peace of mind insurance for any business owner.